Are you looking for the best card payment machine for your business? With over 50% of transactions in the UK made via card, businesses must adapt to meet customer expectations. Whether you run a retail store, an online business, or provide services, choosing the right payment machine can streamline transactions, boost sales, and enhance customer satisfaction. Let’s explore the 7 best card payment machines for 2025, highlighting their key features, benefits, and pricing
- Paymentsave Card Machines
Paymentsave is known for its straightforward pricing and quick transaction processing, making it ideal for businesses that want no surprises on their bills.
Their machines support all major payment methods, including chip and pin, contactless, and mobile wallets like Apple Pay and Google Pay.
Key Features & Benefits:
- Clear, upfront pricing with no hidden fees.
- Fast processing for smooth transactions.
- Easy integration with your existing system.
- Supports all major payment methods.
Pricing:
- Device Cost: From £15 + VAT
- Transaction Fee: From 2.75% per transaction (CNP fee).
Why Choose Paymentsave?
- Instant access to funds with no extra fees.
- Digital receipts via SMS or email.
- Reliable customer support for easy setup and maintenance.
- Square Reader
Square Reader is a popular choice for small businesses that need an affordable and portable card payment solution.
With no monthly fees and a pay-as-you-go pricing structure, it’s a flexible option for businesses of all sizes.
Key Features & Benefits:
- No monthly fees pay per transaction.
- Accepts debit and credit cards, Apple Pay, and Google Pay.
- Seamless integration with Square’s free app for business insights.
- Fast, reliable payment processing.
Pricing:
- Device Cost: From £19 + VAT
- Transaction Fee: 1.75% per in-person transaction.
Why Choose Square?
- Simple setup and user-friendly interface.
- Real-time sales data and business management tools.
- Transparent pricing—only pay for what you use.
- SumUp Air
SumUp Air is a compact and affordable card reader designed for mobile businesses.
This Bluetooth-enabled device connects to your smartphone or tablet and offers competitive transaction fees with no monthly costs.
Key Features & Benefits:
- No monthly fees—only pay per transaction.
- Bluetooth connectivity for easy use with smartphones or tablets.
- Accepts all major cards and mobile wallets.
- Free app for transaction management and invoicing.
Pricing:
- Device Cost: £29 + VAT
- Transaction Fee: 1.69% per transaction.
Why Choose SumUp?
- Great for on-the-go businesses.
- Quick and simple setup with a free app.
- Affordable pricing structure with no hidden costs.
- Zettle Reader 2
Best for: A versatile, user-friendly card reader with business insights.
Zettle Reader 2 is a versatile card reader that combines simplicity with powerful business management features.
This portable device integrates seamlessly with the Zettle app, providing real-time insights into your business’s performance.
Key Features & Benefits:
- Compact and portable design.
- Integration with the Zettle app for sales insights and reporting.
- Accepts all major cards, contactless payments, and mobile wallets.
- No monthly fees—only pay per transaction.
Pricing:
- Device Cost: £29 + VAT
- Transaction Fee: 1.75% per transaction.
Why Choose Zettle?
- Real-time business insights.
- Easy setup with the Zettle app.
- No hidden fees, just pay-per-use.
- MyPOS Go
MyPOS Go is an all-in-one card payment machine that allows businesses to accept payments anywhere.
With the ability to process payments via 3G, 4G, or Wi-Fi, it’s a great option for businesses on the go. Plus, it offers next-day settlement for quick access to funds.
Key Features & Benefits:
- Portable design for easy mobility.
- Accepts payments via 3G, 4G, or Wi-Fi.
- No monthly fees or hidden charges.
- Next-day settlement for quick access to funds.
Pricing:
- Device Cost: £49.90 + VAT
- Transaction Fee: From 1.75% per transaction.
Why Choose MyPOS?
- Built-in receipt printer for convenience.
- Instant access to funds with next-day settlement.
- No monthly fees, no long-term contracts.
- iZettle by PayPal
iZettle by PayPal is an excellent choice for businesses that want a reliable card payment solution with the added benefit of PayPal integration.
It provides a straightforward payment experience and comes with all the tools you need to run your business efficiently.
Key Features & Benefits:
- Integration with PayPal for easy payments.
- Accepts all major debit/credit cards and mobile wallets.
- User-friendly app for sales and inventory tracking.
- No monthly fees—pay per transaction.
Pricing:
- Device Cost: £29 + VAT
- Transaction Fee: 1.75% per transaction.
Why Choose iZettle?
- Trusted PayPal security.
- Easy-to-use interface with real-time reporting.
- No hidden costs or monthly fees.
- Clover Flex
Clover Flex is a powerful, all-in-one card payment machine that offers advanced features and functionality.
It supports a variety of payment methods and comes with an intuitive touchscreen for easy navigation. Clover Flex is perfect for businesses that need a robust, feature-rich solution.
Key Features & Benefits:
- Touchscreen display for easy use.
- Accepts all major card types, contactless payments, and mobile wallets.
- Powerful reporting and business analytics tools.
- No monthly fees or long-term contracts.
Pricing:
- Device Cost: From £199 + VAT
- Transaction Fee: From 1.95% per transaction.
Why Choose Clover Flex?
- Powerful, feature-rich payment solution.
- Great for businesses that require advanced features and reporting.
- Easy to use with a touchscreen interface.
Conclusion
Selecting the right card payment machine is crucial for any business looking to thrive in a cashless world.
Whether you need a simple, low-cost solution or an advanced system with robust business insights, the 7 card machines we’ve covered here Paymentsave, Square, SumUp, Zettle, MyPOS, iZettle, and Clover Flex offer excellent options.
Consider factors such as transaction fees, mobility, and integration with existing systems when choosing the best solution for your business.
With the right card payment machine, you’ll be able to streamline payments, enhance customer satisfaction, and set your business up for long-term success.